We're Here to Make Budgeting Actually Work

Started in 2022 because we kept meeting people who felt stuck with their finances. Not because they weren't trying, but because the tools and advice out there made things more complicated than helpful.

How This Started

Three years ago, we were running small financial literacy workshops in New Taipei City. What struck us most wasn't that people didn't understand money—they understood it fine. The problem was everything felt too rigid or too vague.

Someone would try a budgeting app that demanded they categorize every coffee purchase. Or they'd read advice that said "just save more" without any practical framework. So they'd give up.

We thought there had to be a middle ground. Something that gave people actual structure without turning their financial life into a data entry job.

Financial planning workspace with budgeting materials and calculator

What Guides Our Work

These aren't aspirational values we put on a wall. They're the things we actually think about when building our programs.

Keep It Simple

Financial planning shouldn't require a degree in accounting. We break down budgeting into steps that make sense for everyday life, not textbook scenarios.

Realistic Expectations

We don't promise you'll retire early or save half your income overnight. Our approach focuses on gradual improvements that actually stick because they fit your life.

No Judgment Zone

Everyone's starting point is different. Whether you're dealing with debt or just want better tracking, we meet you where you are without the financial shame.

The People Behind drivecloudx

We're a small team that cares more about helping people build sustainable habits than selling complicated financial products.

Linnea Voss

Education Director

Spent eight years teaching adult education before joining us. Linnea designs our curriculum around how people actually learn, not how finance textbooks think they should. She's obsessed with making complex topics feel approachable.

Thijs Bakker

Financial Planning Advisor

Former banking analyst who got tired of selling products nobody needed. Thijs brings practical insight into cash flow management and helps us keep our advice grounded in what actually works for regular budgets.

Person reviewing personal budget spreadsheet with income and expense tracking

Close-up of hands working on budget planning documents

Our Approach to Financial Education

Most financial education falls into two camps: overly simplified tips that don't go deep enough, or comprehensive courses that require months of commitment. We're aiming for something in between.

Our programs run for 8-12 weeks and focus on building one skill at a time. You'll work with real numbers from your own life—not hypothetical scenarios—so the learning applies immediately.

Track your actual spending patterns over 2-3 weeks before making any changes
Build a budget framework that accounts for irregular expenses, not just monthly bills
Set up automation where it helps, but keep visibility where you need it
Adjust the system as your life changes instead of abandoning it completely

Our next session starts in September 2025. We keep groups small—usually 15-20 people—so there's space for questions and personalized guidance throughout the program.